Low Rate Car Finance

Car Finance that takes you places.

Find out if you'll be approved, with no impact on your credit score.

100's of happy customers

RATES FROM 11.9% APR

Representative example: Borrowing £8000.00 over 5-years with a representative APR of 16.9% fixed, the amount payable would be £193.34 per month, with a total cost of credit of £3600.40 and a total amount repayable of £11600.40

Car Finance that takes you places.

Find out if you'll be approved, with no impact on your credit score.

Rates From 11.9% APR

Representative example: Borrowing £8000.00 over 5-years with a representative APR of 16.9% fixed, the amount payable would be £193.34 per month, with a total cost of credit of £3600.40 and a total amount repayable of £11600.40

HOW IT WORKS

Our quick and easy application form takes just a few minutes allowing you to compare car finance without impacting your credit score.
APPLY ONLINE
Once you’ve been approved, it’s time to go shopping! If you know exactly what you want, great! If not, we can help source the perfect vehicle for you, based on your needs, wants and budget.
CHOOSE YOUR CAR
Once the paperwork has been completed we will arrange the funds to be sent directly to the dealership and notify them. All you have to do is arrange collection to drive away in your shiny new car.
GET ON THE ROAD

HOW IT WORKS

Our quick and easy application form takes just a few minutes allowing you to compare car finance without impacting your credit score.
APPLY ONLINE
Once you’ve been approved, it’s time to go shopping! If you know exactly what you want, great! If not, we can help source the perfect vehicle for you, based on your needs, wants and budget.
CHOOSE YOUR CAR
Once the paperwork has been completed we will arrange the funds to be sent directly to the dealership and notify them. All you have to do is arrange collection to drive away in your shiny new car.
GET ON THE ROAD

FREQUENTLY ASKED QUESTIONS

We’re always here to help. You can give us a call and speak to one of our agents to discuss your query further on 01172358727

Yes, but in some cases, dependant on your circumstances, some lenders may ask for a deposit but this is something we can talk through with you.

Yes, but in some cases, dependant on your circumstances, some lenders may ask for a deposit but this is something we can talk through with you.

You are free to trade-in/part-exchange your vehicle either with the dealership that you are purchasing another vehicle from or any other vehicle buying services.

Don’t just take our word for it

5/5
Highly recommend Low Rate Car Finance! They managed to get the most brilliant deal and helped ensure everything went through smoothly throughout the whole process. Would definitely use them again for any future cars.
Lawrence Isaacs

Don’t just take our word for it

5/5
Excellent to deal with. So quick, easy and professional service. They did all the hard work and helped my girlfriend with her new Audi.
Giorgio Fagnani
5/5
Highly recommend Low Rate Car Finance! They managed to get the most brilliant deal and helped ensure everything went through smoothly throughout the whole process. Would definitely use them again for any future cars.
Lawrence Isaacs
5/5
Amazing service from both Dean and Jay. Was worried I wouldn’t get accepted due to poor credit but just a simple form and I was on my way to getting a new car. Would def recommend and use again with no hesitation.
Mrs Richards

We believe in making car financing a hassle free experience.

With more than two decades of experience in the motor industry, we understand that car financing doesn’t have to be complicated.

At our company, we firmly believe in transparency and integrity, which is why we provide a clear understanding of your options throughout your car-buying journey. After all, purchasing a vehicle through financing should be a happy and enjoyable experience.

If I need to speak to someone about car finance, who can I call?

We’re always here to help. You can give us a call and speak to one of our agents to discuss your query further on 0117 235 8727

Can I get car finance if I am self-employed?

All finance applications are unique to your own personal and business circumstances. We work with a wide panel of lenders that will consider self-employed applications.

Can I get a car with no deposit?

Yes, but in some cases, dependant on your circumstances, some lenders may ask for a deposit but this is something we can talk through with you.

Can I part-exchange my vehicle that's on finance?

You are free to trade-in/part-exchange your vehicle either with the dealership that you are purchasing another vehicle from or any other vehicle buying services.

Are you ready for your car finance journey?

Find out if you'll be approved, with no impact on your credit score.

100's of happy customers

Are you ready for your car finance journey.

Find out if you'll be approved, with no impact on your credit score.

100's of happy customers